Health & Welfare

Weekly Income Benefit Increase

Effective January 1, 2024, the Weekly Income Benefit for non-occupational illness and injuries is increasing. This benefit increase applies all new and existing Weekly Income Benefit claims under Active Plans 1, 2, 3 and 4. For Participants eligible under Active Plan 1, the benefit is increasing from $450.00 per week to $600.00 per week. For Participants eligible under Active Plans 2 and 3, the benefit is increasing from $250.00 per week to $500.00 per week. Active Plan 4 benefits are increasing from $260.00 per week to $500.00 per week. The Weekly Income Benefits are still subject to all other Plan provisions. The Weekly Income Benefit for occupational illness and injuries is not changing and remains at $25 per week. For more information, please refer to the Summary of Material Modifications for Active Plan 1 and Active Plans 2-4.

COBRA Continuation Coverage

If your coverage under the Plan ends, you and your dependents may continue healthcare coverage by making the required COBRA payments. Click here for the COBRA rates and other details.

A Message from CVS Caremark Regarding Early Prescription Refills

As the novel coronavirus (COVID-19) continues to spread, we understand you may have concerns about accessing prescription medications – especially if you or loved ones have a chronic or complex condition. CVS Caremark® is taking steps to protect member access to medication and we encourage you to refill maintenance medications with a 90-day supply or up to the plan maximum. Read more

How Will You Spend Diabetes Awareness Month?

For many of us, November kicks off the unofficial start to the holiday season. And while this time of reflection and thankfulness is often celebrated with the foods and the people we love, it can also serve as a challenge for those with diabetes. Read more...

Back to School Planning

It’s time for school to begin. Need some tips on how to make this process less stressful for your children? ComPsyche, the Member Assistance Program, can help you with Back to School Planning. If you have children returning to school, check this out! Read more...

Prescription Receipts Filed Manually

Effective August 1, 2017, there will be a change to the way you file your paper receipts. Since the Prescription Card Program was implemented, there are very few instances that require submission of your paper receipts. Submitting paper receipts is done mainly for prescriptions purchased without using your Caremark card and for situations where you, your spouse or your dependents are covered by other insurance first and the Laborers’ Welfare Fund is secondary. Read more...


Annual Statement Required from Pension Recipients

In late January (or early February), you will receive an Annual Statement that needs to be completed and sent back to the Fund Office by May 15, 2024. This form is sent every year to verify you received all of your pension checks from the prior year, to verify your mailing address, to update your file with any new information (including your email address), and to verify that you are not working in any employment prohibited by the Plan rules. A Summary About the Kinds of Work Not Allowed is also sent every year and is included with this mailing.

Instructions for completing the Annual Statement follow:

  • Section A: must be completed.
  • Section B: if you checked ‘AGREE’ for all 3 statements in Section A, do not complete.
    If you did not ‘AGREE’ with any of 3 statements in Section A, then complete only the portion(s) of Section B related to the Section A statement(s) you did not ‘AGREE’ with.
  • Section C: you must sign this form, and your signature must be notarized by a Notary Public. The Fund Office has a notary on staff if you would like to come in to complete the form. Valid photo identification is required. Read more...

1099-R Tax Forms

The Internal Revenue Service requires the Fund to report pension recipient's earnings to the IRS by Form 1099-R. Form 1099-R forms are mailed by January 31, 2024. If you do not receive Form 1099-R by February 15, 2024 or if you need another copy, please contact the Fund Office. This request can be made via mail, telephone or email

Pension payments to "Non-Resident Aliens" (non-US citizens, collecting pension benefits while residing in another country) may be subject to federal tax withholding under IRS Section 1441. For these pensioners, you will not receive Form 1099-R, instead you will receive Form 1042-S showing your earnings and federal withholding tax withheld. As a Non-Resident Alien, different tax rules apply to you. Please consult with your tax advisor or the Internal Revenue Service for more information.

Annual Funding Notice & Green Zone Notice

The Pension Protection Act of 2006 [PPA] added requirements for measuring the financial health of multiemployer pension plans such as ours. PPA requires the Laborers' Pension Fund’s ("Fund"/"Plan") actuary to determine and certify the Fund’s financial status annually. If the Plan’s status is critical (“Red Zone”) or endangered (“Yellow Zone”), the Trustees must notify all plan participants, beneficiaries, participating unions and contributing employers in writing Read more...

Restated Plan Rules and Regulations

All pension plans are required to reapply to the Internal Revenue Service for tax-exempt status and restate our Plan Rules and Regulations, which involves submitting an updated version of the rules, including all amendments made since it was last restated on June 30, 2010. The Laborers’ Pension Fund restated our Plan Rules and Regulations on January 12, 2015. A Notice to Interested Parties was mailed between January 19, 2015 and January 20, 2015, advising of the restated rules and explaining the employee's right to comment, under Section 17 of Rev. Proc. 2014-6. Read more...

Notice of Election of Funding Relief

Earlier this year, Congress passed a law that relaxes certain minimum funding requirements for eligible mulitemployer pension plans. The relief gives pension plans a longer period of time to overcome the investment losses that they suffered in late 2008 and early 2009. For a plan to qualify for the relief, its actuary has to certify that the plan is projected to have enough funds to cover all benefit payments and expenses for the extended funding period.  Read more...

Summary Plan Descriptions

The Laborers’ Pension Fund restated our Summary Plan Description on June 1, 2009.  This document was mailed in July 2009.  If you did not receive the Summary Plan Description or if you need another copy, please contact the Fund Office.  Please note that that you will not receive the Summary Plan Description if you moved and failed to notify the Fund of your new address.  If you moved in the last year, you may need to submit a Change of Address form.

The Summary Plan Description can be viewed and printed from our website.   If you would like to receive this document in its original booklet format, please submit a request to our office.   This request can be made via mail, telephone or email