« Previous pageTable of ContentsNext page »

IF YOU GET MARRIED OR DIVORCED

Married

The Plan considers you married only if you were legally married for at least one year before your retirement or death. 

The information below shows how your pension benefit is affected when you marry or divorce. It is important to remember that both of theseevents may affect benefits other than your pension benefit.

You should contact the Pension Department of the Fund Office to learn how marriage and divorce affect your total benefits package. The PensionDepartment of the Fund Office can also help you update your beneficiary information after a change in your marital status.

 

Marriage

Before Retirement

After you are married for at least a year, you have more ways in which to receive your pension than an unmarried participant.

After Retirement

Your pension benefit is not affected when you marry after you begin to receive a pension benefit. Once you begin to receive a pension benefit, you cannot change the form of payment you are receiving.

 

Divorce
Qualified Domestic Relations Order (QDRO)

A court order that is established in situations of divorce.  It requires payments from your benefits to be made to your former spouse or dependent(s). 

If you divorce after retirement and are receiving benefits under a Husband-and-Wife Pension payment option, your benefits will stay the same. The benefit amount will not increase to the Single Life Pension formof payment.

If you divorce (whether before or after retirement), your spouse may obtain an order from a court that may be a Qualified Domestic Relations Order (QDRO). A QDRO may affect the amount of the pension benefit you will receive or are receiving. Under the terms of a QDRO, certain payments could be made from your benefits to pay alimony, child support, or marital property rights of your spouse, former spouse, child, or other dependent.

See page 30 for additional information about QDROs. For more details, please contact your attorney or the Pension Department of the Fund Office.

top ^