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The Plan considers you married only if you were legally married for at least one year before your retirement or death.
The information below shows how your pension benefit is affected when you marry or divorce. It is important to remember that both of theseevents may affect benefits other than your pension benefit.
You should contact the Pension Department of the Fund Office to learn how marriage and divorce affect your total benefits package. The PensionDepartment of the Fund Office can also help you update your beneficiary information after a change in your marital status.
After you are married for at least a year, you have more ways in which to receive your pension than an unmarried participant.
If you die before you begin to receive your pension benefit, your spouse (if you have been married for one year or more) may be eligible to receive a Surviving Spouse Pension (see In the event of death).
If you are married when you retire and are receiving a Husband-and-Wife Pension, your spouse will continue to receive a pension benefit if you die.
If your spouse dies before you do and you are receiving a Husband-and-Wife Pension, your benefit will be increased to the amount of a Single Life Pension.
Your pension benefit is not affected when you marry after you begin to receive a pension benefit. Once you begin to receive a pension benefit, you cannot change the form of payment you are receiving.
A court order that is established in situations of divorce. It requires payments from your benefits to be made to your former spouse or dependent(s).
If you divorce after retirement and are receiving benefits under a Husband-and-Wife Pension payment option, your benefits will stay the same. The benefit amount will not increase to the Single Life Pension formof payment.
If you divorce (whether before or after retirement), your spouse may obtain an order from a court that may be a Qualified Domestic Relations Order (QDRO). A QDRO may affect the amount of the pension benefit you will receive or are receiving. Under the terms of a QDRO, certain payments could be made from your benefits to pay alimony, child support, or marital property rights of your spouse, former spouse, child, or other dependent.
See page 30 for additional information about QDROs. For more details, please contact your attorney or the Pension Department of the Fund Office.