Affordable Care Act Notice

This notice was sent to all active participants in the Chicago Laborers’ Welfare Fund on behalf of their employers as required by the Affordable Care Act, sometimes called Obamacare. Participants in the Chicago Laborers’ Welfare Fund do not need to shop for different or additional insurance. The Welfare Fund’s health coverage is considered affordable and adequate as defined by the Affordable Care Act because it covers at least 60% of eligible expenses. This means Chicago Laborers’ Welfare Fund participants do not need to take any action. Read more...

New Caremark Maintenance Choice Benefit

Effective February 1, 2013, if you go to a Caremark Pharmacy, you have the option to participate in the Maintenance Choice Benefit. This benefit gives you a lower price for a 90-day supply of a maintenance drug. You can also order your 90-day supply through Caremark's mail order service.

You will still be responsible to pay for your medications purchased at a participating CVS Pharmacy or ordered through the mail order service. Remember to submit a copy of your paid receipt for reimbursement.

New Dependent Wellness Benefit for Children under the Retiree Plans

Effective January 1, 2013, dependent children of retirees became eligible for wellness benefits payable at 100% for covered wellness expenses. To be eligible, the child must meet the Plan's eligibility requirements.